Privacy Policy - MyMoni

Last updated: 2026-04-25

MyMoni ("we", "our", or "us") provides a personal finance tracking app designed to help users manage income, expenses, budgets, and debts.

This Privacy Policy explains what information is processed when you use MyMoni and what choices you have.

1) Information We Process

Depending on features you use, MyMoni may process:

• Account information (phone number or email used for login/verification)
• Basic profile information (such as display name)
• Finance entries you create (transactions, categories, budgets, debts, notes)
• Technical identifiers needed to operate the app (such as notification tokens when enabled)

2) How Your Data Is Used

We process data to:

• Authenticate your account and keep you signed in
• Store and display your financial tracking records
• Send reminders/notifications if you enabled them
• Provide optional backup/sync features if you use them
• Improve app reliability, security, and support

3) Local Storage and Optional Sync

• Your finance entries are primarily stored locally on your device.
• Some features (such as backup/sync) may send your data to our server when enabled/used by you.
• You can manage app settings and backup preferences in the app.

4) Notifications

If you allow notifications, MyMoni may send:

• Local reminders (for example daily tracking reminders)
• App announcements/updates (if you enabled broadcast notifications)

You can disable notifications at any time in app settings or your device settings.

5) Data Sharing

We do not sell your personal data. We only share data when necessary to operate the service (for example infrastructure or messaging providers) and under appropriate safeguards.

6) Data Retention

We keep data only as long as needed to provide the service, comply with legal obligations, resolve disputes, and enforce agreements.

You can remove local app data from your device using in-app reset options or by uninstalling the app.

7) Security

We use reasonable technical and organizational measures to protect data. No system is 100% secure, but we continuously work to improve safety.

8) Children

MyMoni is not directed to children under 13 (or the minimum age required in your country). We do not knowingly collect personal data from children.

9) Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal data.

To submit a privacy request, contact us at the email below.

10) Contact

11) Policy Updates

We may update this Privacy Policy from time to time. The "Last updated" date at the top indicates the latest version.